About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
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Terry's Columns
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Year-End Planning Checklist — and...
This is the time of year when I typically offer financial planning advice to those...
Written on December 01, 2025 -
Small Biz Health Insurance Deal...
Suddenly millions of working Americans can no longer afford “Obamacare” health insurance, as premium subsidies...
Written on December 01, 2025 -
Happy Thanksgiving — and an...
Once upon a time parents and children sat down together for the toughest talk: the...
Written on November 24, 2025 -
Waiting to take Social Security
You may have seen videos making the rounds on TikTok or other social media. Or...
Written on November 09, 2025 -
RMD Time — Again!
Time flies – and never so quickly as we approach the annual deadline for taking...
Written on November 05, 2025 -
Medicare Beware! A Special Report
The weeks between October 15th and December 7th are Open Enrollment – where seniors must...
Written on October 14, 2025 -
Medicare Beware #3: Part D...
You may not be taking prescription drugs when you sign up for Medicare at age...
Written on October 14, 2025 -
Medicare Beware #2: Switching Plans
Last week’s column explained the key decisions you must make about Medicare – either when...
Written on October 14, 2025 -
Medicare Beware #1: Open Enrollment...
Medicare Open Enrollment period starts on October 15th. Making the correct choices when you initially...
Written on October 14, 2025 -
Stop Procrastinating About Planning
Astoundingly, the year is almost over. And as the calendar races to the finish, you...
Written on September 28, 2025
Ask Terry
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“Advantage care”
What is the downside? Of Advantage care -
“Getting a HELOC to protect our home title?”
Hello Terry, My wife and I are 73 years old, own our home in Elmhurst,.. -
“taking RMDs”
can I close out my IRA in one transaction ? I have both taxable and.. -
“social security”
Good morning Terry, I follow your webpage and listen to you on WGN I enjoy.. -
“t-bills”
Where/how can you find the daily rates paid on t-bills? -
“Medicare”
I turn 65 in June 2026. Do I have to take care of signing up.. -
“Retirement and estate planning”
My wife and I are 70 years old. We have a will, health directive, power.. -
“Social Security status benefits”
Hi Terry Our Question is related to filing for social security benefits. My wife filed.. -
“Income taxes on WEP and GPO payments”
Terry, First of all, thank you again for your contribution in the repeal of the.. -
“life insurance”
I have a family member that the adult kids got $50,000 inheritance and the parents..
Terry has explained personal finances to employees of organizations large and small, including:
